Terms of Use

These Terms of Use (“Terms”) constitute a legally binding agreement between you (“User”, “you”, or “your”) and Scientific Analytics Alliance Inc. (“SAA Alliance”, “Company”, “we”, “us”, or “our”), a corporation incorporated under the laws of the State of Delaware, United States, with its principal place of business in San Pedro de Alcántara, Málaga 29670, Spain. Registered-office and mailing addresses are set out in Section 19.

These Terms govern your access to and use of our public website, the Digital Assets Analytics application, private platform interfaces, APIs, and all related services (collectively, the “Services”). Access to separate institutional integrations is provided through the applicable engagement, NDA, or controlled access workflow.

By accessing, browsing, or using any part of the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree, you must immediately discontinue use of the Services.

If you are using the Services on behalf of a corporation, partnership, government entity, or other legal entity, you represent and warrant that you have full authority to bind that entity to these Terms, and “you” refers to both you individually and the entity you represent.

SAA Alliance provides an integrated ecosystem of enterprise-grade risk analytics, governed intelligence, and research platforms designed for institutional investors, financial institutions, asset managers, insurers, regulators, and qualified professionals. The Services include:

• Global Risk Intelligence Platform: physical-financial risk operating system with an interactive 3D globe, multi-module analytical suite, deployment planning across configured regions, multi-domain Unified Stress Report, and ingestion from authoritative public data sources
• Risk Analyzer: portfolio-level quantitative risk engine – VaR / CVaR computation, Monte Carlo simulation, multi-factor stress testing, factor decomposition, and GPU-accelerated portfolio optimisation
• ARIN Platform: governed 22-agent decision council with confidence-and-reliability-weighted consensus, domain-bounded routing, human oversight, and release-managed calibration controls
• Investment Dashboard: Equity and cross-asset research with institutional-grade reports, report-generation controls, watchlist management, proactive sector scanning, licensed / approved market-data providers, and regulatory filings including SEC EDGAR
• Digital Assets Analytics: descriptive research analytics for digital-asset risk, including on-chain flow, DeFi exposure, market structure and proprietary analytic labels. The service does not custody assets, exchange or trade digital assets, execute transactions, or issue tokens
• News Analytics: narrative-intelligence engine with 12 risk-specialised agents, RiskMirror, Impact Graph, Sentiment Timeline, Ecosystem mapping, deep graph analytics, and multilingual processing via NVIDIA NIM
• KOKON: forensic governance substrate for opportunities, approvals, council sessions, event backbone, operational-loss evidence, doctrine gaps, and governed decision workflows with human-in-the-loop approval gates. Communicates via stable webhook contracts with cryptographically signed delivery

SAA is a software provider. We do not hold or transfer client funds, do not execute trades, do not provide investment advice or trading signals, and do not custody digital assets.

Digital Assets Analytics provides descriptive research and risk analytics computed from public data. It is not a recommendation, solicitation or suitability assessment and does not execute, route or facilitate transactions. It provides no allocation or trade guidance. You are solely responsible for your decisions. Third-party data is provided as available and may contain delays or gaps. When evidence is insufficient, outputs may be marked N/A or WITHHELD rather than estimated; review-only diagnostics are not validated forecasts.

We reserve the right to modify, update, suspend, or discontinue any aspect of the Services at any time, with or without notice, as we deem appropriate in our sole discretion.

The Services are intended for professional and institutional use. By using the Services, you represent and warrant that:

• You are at least 18 years of age (or the age of legal majority in your jurisdiction, whichever is greater)
• You have the legal capacity and authority to enter into this binding agreement
• You are not barred from using the Services under any applicable law, including but not limited to U.S. export control laws and OFAC sanctions
• You are not located in, under the control of, or a national or resident of any country subject to comprehensive U.S. economic sanctions (including but not limited to Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions)
• You are not on the U.S. Department of Treasury’s Specially Designated Nationals (SDN) List, the U.S. Commerce Department’s Denied Persons List, or any other applicable restricted party list

4.1 Registration

Certain features require account registration. When creating an account, you agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information to keep it accurate and current
• Maintain the security and confidentiality of your login credentials
• Accept full responsibility for all activities occurring under your account
• Notify us immediately at o.slieptsov@saa-alliance.com of any unauthorized access or security breach

4.2 Account Restrictions

• Each account is for one named user; shared accounts and multiple accounts used to bypass limits are prohibited
• Account credentials must not be shared with third parties
• Account transfers require prior written consent from SAA Alliance
• Inactive accounts may be suspended or terminated after 12 months of inactivity

4.3 API Access

API access credentials are subject to rate limiting, usage quotas, and additional terms specified in the API documentation. API keys must be treated as confidential information. Abuse of API endpoints may result in immediate suspension.

4.4 Digital Assets Access Levels

Free access to the Analysis page on BTC, ETH, SOL, XRP and LTC requires no account. Standard, Pro and Pro+ are self-serve monthly subscriptions requiring your name, email address and authentication credentials. Each plan includes the preceding plan’s features. Standard includes View Detailed Analysis (Dossier View), Risk Kernel, Ecosystem Impact, Scenario & Threshold, Generate Institutional Report (HTML/PDF, 5 new reports per calendar month UTC), and one portfolio of up to 10 assets with single-asset what-if risk scenarios. Pro adds 5 portfolios of up to 20 assets each, multi-asset what-if scenarios and 20 new reports per calendar month UTC. Pro+ adds the full SAA Qualified Universe, unlimited reports, unlimited portfolios of up to 30 assets each, and the Pro+ Workspace.

Pro+ Workspace includes Scenarios & Stress on saved portfolios: catalogue stress scenarios, custom per-position shocks, reverse stress, historical replay of current weights, model NAV distributions, and archived or exportable results with assumptions and limits. Factor & Dependence and Portfolio What-if are included in Pro+. Simulations place no orders and provide no allocation guidance, suitability assessment or trade execution.

Organization seats, SSO, contracted capacity, Web3 Treasury, Model Review & Evidence and Derivatives exposure analytics are available by arrangement under a separate agreement with SAA. Four-eyes review requires an organization reviewer seat and is not included automatically in Pro+. Operator, governance and administrative functions, including Agent & Governance, Alerts, Assistant and Admin, are separate roles and are not included in any plan. See plans and access.

You agree to use the Services lawfully and in accordance with these Terms. You agree NOT to:

5.1 Prohibited Activities

• Violate any applicable local, state, national, or international law, regulation, or treaty
• Use the Services for any fraudulent, deceptive, manipulative, or illegal purpose, including but not limited to market manipulation, insider trading, money laundering, or terrorist financing
• Attempt to gain unauthorized access to any systems, networks, servers, data, or accounts
• Interfere with, disrupt, or degrade the integrity, performance, or availability of the Services
• Introduce viruses, worms, trojans, ransomware, or other malicious code or technology
• Scrape, crawl, spider, or use automated means (including bots, scripts, or AI agents) to access the Services without explicit written permission
• Reverse engineer, decompile, disassemble, or attempt to derive the source code of any proprietary software, algorithms, or models
• Circumvent, disable, or interfere with any security, authentication, or access control mechanisms
• Bypass report allowances, portfolio limits or rate limits, including through duplicate accounts, credential sharing or automated resubmission
• Impersonate any person, entity, or SAA Alliance personnel, or misrepresent your affiliation
• Use the Services to build a competing product or service, or to benchmark the Services without written consent
• Resell, redistribute, sublicense, or commercially exploit the Services or any data/outputs without a separate commercial agreement, or extract or export raw third-party market data (see Section 7.5)

5.2 Data & Content Restrictions

• Do not upload, transmit, or submit content that is unlawful, harmful, threatening, abusive, defamatory, obscene, or otherwise objectionable
• Do not submit confidential or proprietary information of third parties without proper authorization
• Do not use the Services to collect, harvest, or aggregate personal information about individuals without their explicit consent
• Do not submit material that violates any intellectual property, privacy, or publicity rights of any third party

6.1 Company Intellectual Property

The Services – including all software, algorithms, AI models, analytical methodologies, source code, object code, data structures, APIs, user interfaces, graphics, logos, icons, text, documentation, and data compilations – are owned by SAA Alliance or its licensors and are protected by United States and international intellectual property laws, including copyright, trademark, patent, trade secret, and unfair competition law.

The SAA Alliance name, logo, and all related product and service names, design marks, and slogans are trademarks of Scientific Analytics Alliance Inc. You may not use these marks without our prior written permission.

6.2 Limited License

Subject to these Terms and payment of applicable fees, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services for your internal business and research purposes. This license does NOT include the right to:

• Resell, sublicense, redistribute, or commercially exploit the Services or their outputs
• Modify, adapt, translate, or create derivative works based on the Services
• Use our trademarks, logos, or branding in any manner without prior written consent
• Remove, alter, or obscure any copyright, trademark, or proprietary rights notices
• Use AI-generated outputs to train competing AI models without a separate data licensing agreement

SAA retains rights in its reports and analytics, subject to third-party rights in source data and your rights in submitted inputs. Your licence permits internal business and research use of reports, not resale or redistribution without written permission.

6.3 User Content

You retain ownership of data, information, and content you submit through the Services (“User Content”). By submitting User Content, you grant SAA Alliance a worldwide, non-exclusive, royalty-free, limited license to use, process, store, reproduce, and display such content solely for the purpose of providing, improving, and maintaining the Services. This license terminates upon deletion of your User Content or closure of your account (subject to backup retention periods).

6.4 Feedback

If you provide suggestions, ideas, enhancement requests, or other feedback regarding the Services (“Feedback”), you grant us a perpetual, irrevocable, worldwide, royalty-free, fully sublicensable license to use, incorporate, and exploit such Feedback for any purpose without obligation, compensation, or attribution to you.

THIS SECTION IS MATERIAL. READ IT CAREFULLY.

7.1 No Investment Advice

The Services, including analytical outputs, risk measures, proprietary research labels, PASS / WARN / FAIL / INCONCLUSIVE outcomes on data-quality and risk-control checks, stress test results, Monte Carlo simulations, ARIN Council records, and any other content or data provided through the Services, are for informational, educational, and research purposes only. They do NOT constitute:

• Investment advice, financial advice, trading advice, or tax advice
• A recommendation or solicitation to buy, sell, or hold any security, digital asset, or financial instrument
• An offer for the purchase or sale of any securities or digital assets
• A substitute for professional financial, legal, or tax counsel

7.2 No Fiduciary Relationship

Use of the Services does not create a fiduciary, advisory, broker-dealer, investment adviser, or client relationship between you and SAA Alliance. We are not a registered investment adviser, broker-dealer, or financial planner under any federal, state, or foreign securities laws.

7.3 Risk Acknowledgment

You acknowledge and agree that:

• All investments involve risk, including the potential loss of principal
• Past performance is not indicative or guaranteed of future results
• AI-generated outputs may be inaccurate, incomplete, or based on assumptions that may not hold
• You are solely responsible for your own investment decisions and bear all risk of loss
• You should consult with qualified financial, legal, and tax professionals before making investment decisions
• Market conditions, data availability, and model limitations may affect the accuracy of analytical outputs
• Cryptocurrency markets are highly volatile. Figures in the Services, including VaR, liquidity and risk diagnostics, are provided "as is" for research and must not be relied upon as the basis for any financial decision; third-party data may be inaccurate, delayed or incomplete.

7.4 Regulatory Compliance

You are responsible for ensuring your use of the Services complies with all applicable laws and regulations in your jurisdiction, including securities regulations, data protection laws, export controls, and sanctions requirements.

7.5 Third-Party Market Data

Market data in the Services is sourced in part from the CoinGecko API, which is the property of CoinGecko. Other market data, including exchange order books and price history, is sourced from third-party venues and providers.

SAA Alliance is solely responsible for offering third-party data as part of the Services and for all disclosures, disclaimers and warnings to you about the nature, accuracy and limitations of that data, including the inherent volatility and risks of cryptocurrency markets. SAA Alliance assumes full responsibility and liability for offering the CoinGecko API as part of the Services to you. CoinGecko and other third-party data providers make no warranty to you, bear no responsibility or liability for your use of the data or of any output derived from it, and bear no responsibility or liability for any financial decision you make or its outcome. To the maximum extent permitted by law, you waive any claim against them arising from the Services.

You may use third-party data only as displayed in the Services and within these Terms. You may not extract, export, redistribute, resell or sublicense raw third-party market data, or use the Services to access a data provider’s API on your own behalf. Each data provider is an intended third-party beneficiary of this Section 7.5 and of Sections 11 and 12 to the extent they concern that provider.

8.1 Fees & Billing

Digital Assets Analytics public prices, as of Oct 12, 2026, are Free: $0; Standard: $100/month; Pro: $300/month; Pro+: $900/month (USD). Prices exclude applicable taxes. Applicable VAT, GST or sales tax is calculated for your country and shown at checkout before payment. Standard, Pro and Pro+ are self-serve monthly subscriptions. For online subscription orders, the payment, cancellation and refund provisions in Sections 8.3, 8.6 and 8.7 apply. Organization services are available by arrangement and are contracted and invoiced directly by SAA; the team confirms payment arrangements, the access period, applicable taxes, renewal, cancellation and refund terms in writing before payment. Current plans are shown on the pricing page.

Fees for separate institutional services are:

• As described in your enterprise service agreement or as quoted under signed engagement
• Due in advance for the subscription period unless otherwise agreed in writing
• Quoted exclusive of applicable taxes (VAT, GST, sales tax) unless stated otherwise
• Payable in U.S. Dollars (USD) unless otherwise specified in your agreement

8.2 Price Changes

We reserve the right to modify pricing upon 30 days’ written notice. Price changes will not affect the current billing period. For annual subscriptions, price changes take effect at renewal.

8.3 Refunds

Standard, Pro and Pro+ subscriptions purchased online from SAA are covered by our Refund and Cancellation Policy, which does not offer a voluntary money-back guarantee. Fees for a started subscription period are non-refundable for change of mind, non-use or cancellation of renewal, except for the billing-error and prolonged-outage remedies in that policy, mandatory legal rights or an applicable written agreement. Organization services contracted separately and invoiced directly by SAA follow their signed agreement; applicable refund terms are confirmed in writing before payment. Nothing in these Terms excludes mandatory statutory refund or cancellation rights. For billing or refund requests, contact support@saa-alliance.com.

Refund Policy v1.3 applies to new purchases where it is disclosed and accepted before payment. Rights attached to earlier purchases are preserved. Changes to existing subscriptions require the notice in Section 17 and applicable law. Any deduction on a statutory consumer withdrawal depends on a valid express request for early service and the required information, as explained in the Refund Policy; acceptance of general Terms or account activation alone is not a waiver.

8.4 Payment Failure

If payment fails, we will notify you and provide a 7-day grace period. If payment is not received within the grace period, we may suspend or terminate access to paid features. You remain liable for all outstanding amounts.

8.5 Digital Assets Usage Limits

Free covers BTC, ETH, SOL, XRP and LTC on Analysis only. Plan coverage beyond these is limited to SAA-qualified assets: assets that pass SAA’s qualification gate (verified identity, a ratified class framework and sufficient evidence coverage). Standard adds up to 10 SAA-qualified assets and includes up to 5 new institutional reports per calendar month (UTC) and 1 portfolio of up to 10 assets. Pro covers up to 100 SAA-qualified assets, up to 20 new institutional reports per calendar month (UTC) and up to 5 active portfolios of up to 20 assets each. Pro+ covers the full SAA Qualified Universe, with unlimited reports and unlimited portfolios of up to 30 assets each. Capacity for separately contracted organization services is set in the applicable agreement. Stablecoins are excluded from all plan coverage. Free does not include institutional reports or portfolios.

Reopening or downloading a report you have already generated does not consume your monthly allowance; HTML and PDF versions of the same result are not separate generations. Reports require sufficient data and are available for assets within your plan’s coverage. An asset rejected for insufficient data does not consume a report. Plan limits are enforced on the server and form part of your access terms, not just interface indicators.

8.6 Cancellation and Online Orders

To cancel or request a refund, write to support@saa-alliance.com preferably from the email address of your account, identifying the subscription. A cancellation received before renewal stops that charge even if our acknowledgement follows later. Access continues until the end of the paid period unless statutory withdrawal, termination or an agreed refund ends it earlier. Cancellation and a refund request are separate actions, as explained in our Refund and Cancellation Policy. Refunds are returned to the original payment method. Organization services contracted separately follow their signed agreement.

8.7 Orders and Billing

Standard, Pro and Pro+ subscriptions are sold by Scientific Analytics Alliance Inc. Payments are processed by our payment service provider. Prices are in US dollars and exclude taxes; applicable VAT, GST or sales tax is calculated and shown at checkout. Subscriptions renew monthly until cancelled. Billing questions, cancellations and refunds are handled by SAA at support@saa-alliance.com under our Refund and Cancellation Policy. Cancelling renewal does not entitle you to a refund for the remainder of a paid period, subject to that policy and mandatory law.

Subscriptions renew at the price shown at purchase, subject to any price change notified under Section 8.2 and the notice requirements in Section 17. Applicable taxes and recurring-payment terms are disclosed at checkout before payment. Organization services contracted separately and invoiced directly by SAA follow their signed agreement.

9.1 Availability Target

Digital Assets Analytics is provided as is and as available, without a guaranteed uptime, uninterrupted feed or forecast accuracy, unless a separate written SLA applies. For other production Services, availability targets are defined in the applicable service agreement; absent a service-specific SLA, the 99.8% monthly target excludes scheduled maintenance and is not a guarantee. Services may be temporarily unavailable due to:

• Scheduled maintenance (with advance notice when possible)
• Emergency security patches and critical updates
• Third-party infrastructure provider outages (AWS, Cloudflare, NVIDIA NIM API)
• Force majeure events beyond our reasonable control

9.2 Support

Support levels are determined by your subscription tier. Enterprise clients may have access to dedicated support channels, priority response times, and custom SLAs as specified in their service agreement.

9.3 Maintenance

Scheduled maintenance windows will be communicated at least 48 hours in advance when feasible. Emergency maintenance may occur without advance notice when necessary to protect the security or integrity of the Services.

The Services utilize artificial intelligence, machine learning, and large language models for risk analysis, report generation, and verdict synthesis. By using AI-powered features, you acknowledge and agree:

• AI outputs are probabilistic and may contain errors, biases, or hallucinations – they are tools, not authoritative pronouncements
• ARIN records PASS / WARN / FAIL / INCONCLUSIVE outcomes for data-quality and risk-control checks against computed evidence and policy gates; these outcomes are not trading instructions or investment advice. AI agents do not set numeric risk measures
• AI models are provided by third-party providers (including NVIDIA NIM) under their respective terms of service
• You are responsible for independently verifying AI-generated outputs before acting on them
• SAA Alliance is not liable for decisions made based on AI-generated outputs
• We implement NeMo Guardrails for safety and compliance, but no safety system is infallible
• Analytical inputs submitted to AI systems may be processed by third-party AI infrastructure providers in accordance with our Privacy Policy

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

We expressly disclaim all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties regarding the accuracy, reliability, completeness, or timeliness of any content, data, analytical outputs, risk scores, or AI-generated verdicts
• Warranties that the Services will be uninterrupted, timely, secure, error-free, or free from viruses or other harmful components
• Warranties that any defects will be corrected or that the Services will meet your specific requirements
• Warranties arising from course of dealing, usage, or trade practice

Some jurisdictions do not allow the exclusion of implied warranties. In such jurisdictions, the above exclusions apply to the maximum extent permitted by applicable law.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SAA ALLIANCE, ITS PARENT, SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, punitive, or exemplary damages
• Any loss of profits, revenue, data, business opportunities, goodwill, or anticipated savings
• Any damages arising from your use of, or inability to use, the Services
• Any damages arising from reliance on any content, data, analytical output, risk score, or AI verdict provided through the Services
• Any financial losses from investment decisions made based on information obtained through the Services
• Any damages resulting from unauthorized access to or alteration of your data or transmissions
• Any damages caused by third-party services, APIs, or data providers integrated with the Services

Our aggregate liability for all claims arising from or related to these Terms or the Services shall not exceed the greater of: (a) the total fees paid by you to SAA Alliance in the twelve (12) months preceding the claim, or (b) ONE HUNDRED U.S. DOLLARS ($100.00 USD).

Some jurisdictions do not allow limitations on incidental or consequential damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law. Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or fraudulent misrepresentation.

You agree to indemnify, defend, and hold harmless SAA Alliance and its officers, directors, employees, agents, affiliates, licensors, and service providers from and against any and all claims, liabilities, damages, losses, costs, expenses (including reasonable attorneys’ fees and court costs) arising out of or in any way connected with:

• Your access to or use of the Services
• Your violation of these Terms or any applicable law or regulation
• Your violation of any intellectual property, privacy, publicity, or other rights of any third party
• Your User Content
• Any misrepresentation made by you
• Your investment or business decisions based on information from the Services

SAA Alliance reserves the right to assume exclusive defense and control of any matter subject to indemnification, at your expense. You agree to cooperate with our defense of such claims.

14.1 By You

You may terminate your account at any time by contacting support@saa-alliance.com or using account settings (where available). Account closure does not itself create an additional refund entitlement, but does not limit rights under our Refund and Cancellation Policy, your signed agreement or law. To stop renewal while retaining access for the remainder of the paid period, use the cancellation process in Section 8.6 instead of closing your account.

14.2 By Us

We may suspend or terminate your access immediately, with or without notice, if:

• You breach any provision of these Terms
• We are required to do so by law, regulation, or court order
• We reasonably believe your conduct poses a risk to the security, integrity, or reputation of the Services
• Your account has been inactive for 12 or more consecutive months
• We elect to discontinue the Services or any portion thereof

14.3 Effect of Termination

• Your license to access and use the Services terminates immediately
• We may delete your account and User Content after a 30-day retention period (except where longer retention is required by law)
• You may request export of your User Content prior to account closure
• Sections 6 (IP), 7 (Disclaimers), 11 (Warranties), 12 (Liability), 13 (Indemnification), 15 (Governing Law), and any other provisions that by their nature should survive, shall survive termination

15.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States of America, without regard to its conflict of law provisions. The United Nations Convention on Contracts for the International Sale of Goods (CISG) does not apply.

15.2 Dispute Resolution

• Informal Resolution: Before initiating any formal proceeding, you agree to contact o.slieptsov@saa-alliance.com and attempt to resolve the dispute informally within 60 days
• Binding Arbitration: If informal resolution fails, any dispute shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules, in Wilmington, Delaware. The arbitrator’s decision shall be final and binding.
• Class Action Waiver: You agree that disputes will be resolved on an individual basis only. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING.
• Small Claims Exception: Either party may bring an individual action in small claims court for disputes within the court’s jurisdictional limits

15.3 Injunctive Relief

Notwithstanding the above, either party may seek injunctive or equitable relief in any court of competent jurisdiction to protect intellectual property rights, enforce confidentiality obligations, or prevent irreparable harm.

15.4 International Users

For EEA/UK residents, these Terms are without prejudice to your mandatory consumer protection rights under your local law. Nothing in these Terms limits your right to bring proceedings in the courts of your country of residence for consumer disputes.

The Services may be subject to U.S. export control and economic sanctions laws and regulations, including the Export Administration Regulations (EAR) and regulations administered by the Office of Foreign Assets Control (OFAC). You agree that you will not, directly or indirectly:

• Export, re-export, or transfer any part of the Services to any country, territory, or person prohibited by U.S. law
• Use the Services for any purpose prohibited by U.S. export control laws, including the development, design, or production of nuclear, chemical, or biological weapons, or missile technology
• Access the Services from or on behalf of any Comprehensively Sanctioned Country/Region

Violation of this section may result in immediate termination and reporting to relevant authorities.

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

• Posting the updated Terms on saa-alliance.com/terms/
• Updating the “Last Updated” date at the top of this document
• Providing 30 days’ advance notice for material changes affecting your rights or obligations
• Sending email notification for significant changes (where we have your contact information)

Your continued use of the Services after the effective date of revised Terms constitutes acceptance. If you disagree, you must stop using the Services and may request account closure.

• Entire Agreement: These Terms, the Privacy Policy, and any applicable service-specific agreements or enterprise MSAs constitute the entire agreement between you and SAA Alliance, superseding all prior or contemporaneous agreements
• Severability: If any provision is held unenforceable by a court of competent jurisdiction, the remaining provisions continue in full force and effect. The unenforceable provision shall be modified to the minimum extent necessary to make it enforceable
• Waiver: Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. No waiver is effective unless in writing and signed by SAA Alliance
• Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign our rights and obligations freely in connection with a merger, acquisition, or sale of assets, or by operation of law
• Force Majeure: SAA Alliance shall not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including natural disasters, pandemics, war, terrorism, cyberattacks, government actions, infrastructure failures, or third-party service provider outages
• Notices: Legal notices to SAA Alliance must be sent to o.slieptsov@saa-alliance.com or by certified mail to our registered address. We may provide notice to you via email, through the Services, or by posting on our website
• Headings: Section headings are for convenience only and have no legal or contractual significance
• No Third-Party Beneficiaries: These Terms do not confer any rights or remedies on any third party, except as expressly provided